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LTC Information Overview

When might I need long term care?
Long term care is the kind of help you may need if you have a prolonged physical illness, disability, or severe cognitive impairment (such as Alzheimer’s disease) that keeps you from living an independent lifestyle. Learn more and watch the videos.
Costs of Long Term Care
Long term care can be expensive. In 2009 the average median annual rate for a private nursing home room is $74,208. The demand and costs for in-home care are on the rise. And, we face an impending caregiver shortage that could drive costs even higher. Many Americans are unprepared. Learn about expected costs in your state or region and make sure long term care is part of your overall retirement plan.
What is Long Term Care Insurance?
LTC Insurance (LTCI) can help pay for care ranging from a few hours per week at home to round-the-clock care in a nursing home.
Long Term Care Resources
View long term care videos and download materials exploring your options for long term care and how to plan for it.

 

 

 

48908 06/18/09

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