LTC Information Overview

When might I need long term care?


Long term care is the kind of help you may need if you have a prolonged physical illness, disability, or severe cognitive impairment (such as Alzheimer’s disease) that keeps you from living an independent lifestyle. Learn more and watch the videos.


Costs of Long Term Care


Long term care can be expensive. In 2010 the median annual rate for a private nursing home room was $75,190. The demand and costs for in-home care are on the rise. Learn about expected costs in your state or region and make sure a plan for long term care is part of your overall retirement strategy.


What is Long Term Care Insurance?


Long Term Care Insurance (LTCI) can help pay for covered care ranging from a few hours per week at home to round-the-clock care in a nursing home.


Long Term Care Resources


View long term care videos and download materials exploring your options for long term care and how to plan for it.

 

 


 

48908  03/28/11


Licensed LTCI Agent

Karen Lynaugh 
925 246.8642 
k.lynaugh@comcast.net