LTC Information OverviewLong term care is the kind of help you may need if you have a prolonged physical illness, disability, or severe cognitive impairment (such as Alzheimer’s disease) that keeps you from living an independent lifestyle. What is Long Term Care Insurance? Long Term Care Insurance (LTCI) can help pay for covered care ranging from a few hours per week at home to round-the-clock care in a nursing home. 108836 04/14/11 |