Total Living Coverage® (TLC) Overview |
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1 Smart Move, 3 Distinct Options
Total Living Coverage (TLC) offers a fresh approach to retirement planning by linking universal life insurance with best-in-class long term care benefits.
TLC has your clients covered.
1 | Their Care is Covered.On average up to 6 times or more for their premium!If they have a long term care (LTC) event, TLC leverages their initial premium up to six times or more, to pay their covered long term care expenses. | |
2 | Their Life is Covered.On average up to 2 times or more for their premium!If they don't need LTC benefits, TLC pays an income tax-free death benefit to their beneficiary, which is usually two times their initial premium. | |
3 | Their Decision is Covered.No regrets!If they have a change in plans and decide not to keep the TLC policy before the end of the 15th year, they will get back at least their initial premium (less any LTC benefits already received).* |
For more in-depth information, check out the following TLC links:
If you have any questions, please contact your Genworth Sales Team.
*To receive this benefit, the client must select the optional Return of Premium Rider, which require a higher initial premium and is available only when applying for TLC. The return of premium feature exists as long as loans or partial withdrawals have not been taken.
Underwritten by:
Service Center: Genworth Life Insurance Company (Genworth Life)
3100 Albert Lankford Drive, Lynchburg, VA 24501
FOR PRODUCER USE ONLY. NOT FOR PUBLIC USE OR DISTRIBUTION.
