CONSUMER ANNUITY MATERIALS

Would you like to receive....

Retirement payments for life?
Guaranteed retirement income every year?
The opportunity to earn more?

These variable annuity materials and product prospectuses detail how different products could work for you as part of your retirement income plan. 

The supplemental materials describe optional benefits (riders) that you may add to a variable annuity.  Please read and carefully consider the accompanying prospectus prior to making an investment decision.

Will you have the monthly income you need when you retire?

Variable Annuity

	RetireReadySM Choice Variable Annuity brochure		RetireReadySM Choice Variable Annuity prospectus
	Rider: Lifetime Income Plus 2008 brochure - NEW!		Rider: Payment Optimizer Plus brochure
	Retire ready someday... Lifetime Income Plus 2008 - NEW!		Rider: Guaranteed Income Advantage brochure
	Retire ready soon... Lifetime Income Plus 2008 - NEW!		Investment Portfolio
	Retire ready now... Lifetime Income Plus 2008 - NEW!		RetireReadySM Choice Forms packet

To learn more about how these products may work within your retirement income plan, please contact your financial advisor.