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Genworth Life Insurance Company (Genworth Life)Genworth Life's comprehensive long term care insurance policies provide excellent coverage to help protect you from the high costs of long term care.
Innovative features and benefits give you more choice and flexibility to meet your evolving needs. That helps you customize a long term care policy to suit your specific circumstances.
Our product portfolio includes the popular, more traditional insurance policies, Privileged Choice® and Classic SelectSM, along with the next generation of long term care insurance, Cornerstone AdvantageSM, our newest product offering.
(Policy Form Series 7044; 7044ID in ID, 7044NC in NC, 7044OK in OK, 7044VT in VT, 7044TX in TX) - Monthly benefits for added flexibility in care
- Home Care coverage
- International Coverage
(Policy Form Series 7042; 7042ID in ID; 7042NC in NC, 7042OK in OK, 7042VT in VT, 7042TX in TX) - Daily benefits
- 50% Home Care option at a lower premium
- Many optional riders to customize coverage
Policy Form Series 7048 - One-Time Deductible
- Cost-Sharing for Affordability
- Shared Coverage Rider Benefits
Not all policies available in all states. Not all product features are shown; significant product features are selected for illustrative purposes only. Features, benefits, riders and discounts may vary; and certain conditions and restrictions may apply. Only the applicable policy contains actual terms and conditions of coverage.
| | Privileged Choice | Classic
Select | Cornerstone Advantage | Primary Difference | Monthly Benefits | Daily Benefits | Daily Benefits | Ideal for | Couples | Singles | All | Home & Community Care | Yes | Yes | Yes | Facility Care | Yes | Yes | Yes* | International Coverage | Yes | No | No | Couples Discounts | Yes | Yes | Yes | Preferred Health Discounts | Yes | Yes | Yes | Care Coordinator Services | Yes | Yes | Yes | Inflation Option | Yes | Yes | Yes | Shared Benefit | Yes | Yes | Yes, as a Rider | Co Insurance | No | No | Yes | Automatic Return of Premium | No | No | Yes |
* Assisted Living Facility rent, room and board is available as a rider for Cornerstone Advantage.
A leader in the insurance industry1Selecting a Long Term Care Insurance company is an important decision. You need a company you can trust to help protect your financial independence as you grow older.
Genworth Life Insurance Company is a Genworth Financial company. Our long term care insurance division was a pioneer of Long Term Care Insurance in 1974 and has been an industry leader ever since.1
We strive to have a simple claims process and have received very strong ratings for our claims paying ability2. From 1974 to 2006, we have paid nearly $3.3 billion in claims on home and community care and facility care for claimants ranging from 37 to 105 years of age.3
You can count on us to be here today, tomorrow, and in the years to come.
1. Life Plans Survey. 12/05 Long Term Care Individual and Group Association Top Writers Survey Results. Based on number of individual policies sold in 2004 and policies in force as of 12/31/05.
2. Standard & Poor's (AA-/Very Strong/4th highest of 21 ratings) ratings: These ratings reflect the company's claims paying ability. All ratings shown are current as of 9/30/05
3. Genworth Life Insurance Company Business Operations as of 12/31/06.Complete details about the benefits, costs, limitations and exclusions of this valuable long term care insurance policy will be provided to you by the company or one of our insurance agents upon request.
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