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MONTHLYPLUS

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Own your home and keep it - even if you should suffer from job loss.

You've worked and saved hard to buy your first home. Now, your dream is within reach, and protected from extra risk. With HomeOpeners MonthlyPlus1, you can combine the ease of an initial low down payment and low monthly payments with the security of knowing you'll be protected in the event of involuntary unemployment.

Advantages for homebuyers

HomeOpeners MonthlyPlus can:

  • Help protect your credit standing by preventing you from falling behind in your mortgage payments
  • Make your emergency savings go further
  • Safeguard the investment you've made in your home
  • Provide peace of mind during the stress of unemployment

Involuntary unemployment insurance for added peace of mind

Involuntary Unemployment Insurance is additional insurance that can make a borrower’s mortgage payment – including the principal, interest, taxes and insurance. Involuntary Unemployment insurance is underwritten by certain underwriters at Lloyds, and is subject to conditions, exclusions, and instructions not necessarily included in this summary.

    1.  HomeOpeners MonthlyPlus mortgage insurance is underwritten by Genworth Mortgage Insurance Corporation (in all states except New York) and Genworth Residential Mortgage Insurance Corporation of North Carolina (in New York).
    2.  HomeOpeners Involuntary Unemployment Insurance is underwritten by certain underwriters at Lloyds.