Today, borrowers want a predictable monthly payment, the simplicity of one mortgage loan and protection against higher rates. Lenders need to originate more loans, build long-term relationships with customers, and stand apart from the competition. The HomeOpeners suite of products from Genworth Mortgage Insurance is the answer. Visit our website to learn more.
HomeOpeners PaymentPlus - Single Premium
With the added benefit of Involuntary Unemployment Insurance1, HomeOpeners PaymentPlus lets homebuyers enjoy monthly payments that are lower than what they would be with traditional mortgage insurance, combination loans or FHA loans. In addition, this innovative single premium mortgage insurance is partially refundable if the MI cancels within five years.
HomeOpeners PaymentPlus offers:
- Lower down payments
- Low monthly payments
- No monthly mortgage insurance payment
- Lower up-front costs
- Potential tax deductibility2
- Unemployment mortgage payment protection at no extra cost
HomeOpeners MonthlyPlus - Monthly Premium
With HomeOpeners MonthlyPlus, homebuyers finance their homes with a down payment that best fits their budget - with the added security of knowing they may be protected if they become unemployed1. Best of all, MonthlyPlus is available at no additional cost to the lender or borrower. Just use our standard monthly rates!
HomeOpeners MonthlyPlus can:
- Help protect your clients'credit standing by preventing them from falling behind in their mortgage payments Make your clients'emergency savings go further
- Safeguard the investment your clients have made in their homes
- Provide peace of mind for your borrowers during the stress of unemployment
- Deliver even lower monthly payments if the MI cancels in a few years
