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TOOLS - LIFE INSURANCE CALCULATORS

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Life Insurance Calculators

College Savings Plan
Saving for your children's education requires a long-term plan. And, like saving for retirement, the earlier you start your plan the better. Use this calculator to help develop or fine-tune your education savings plan.

Savings, Taxes and Inflation
The value of your savings can be affected by both inflation and taxes. Use this calculator to determine how much your savings will be worth with these two important variables in mind.

How much life insurance do I need?
How much life insurance do you need? Enter your current assets, expenses, income and the calculator will give you an estimate of how much life insurance your family may need. You can also adjust the inflation rate and your expected rate of return to see how these variables can impact your insurance needs.

Estate Tax Planning
Estate tax planning is very important to preserving your wealth for future generations. Knowing your potential estate tax liability is a great place to start your estate tax plan. This calculator can help you estimate your estate tax liability for 2007. You can also use it to project the value of your estate, and the associated estate tax, for the next ten years. Note that the estimated estate taxes does not necessarily determine the amount of life insurance that the Genworth Financial companies will offer.

Business Valuation
What is your business worth? This calculator creates a possible market valuation for your business. Enter your cash flow information for the next four years, your cost of capital and your expected growth rate. We will then determine how much your future cash flow is worth today. The result is the Net Present Value (NPV) of your company.

Life Expectancy
How much you need for retirement depends a great deal on how long you expect to live. This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.