Homeownership Overview

Making Your Dreams Come True

A home is a sanctuary. A place of cherished memories. And for most Americans, the biggest, most important investment they have. That’s why Genworth Financial and our family of companies work with families like yours to help you realize the joys and advantages of homeownership. From helping you qualify for a home faster to keeping you in it, secure and independent during your retirement years, Genworth is here for you.

Mortgage Insurance

Mortgage insurance helps you secure a low down-payment loan to purchase your own home—even for the first time. It can help you buy the home sooner, stop paying rent faster, and claim more tax-deductions. Existing homeowners with adjustable rate mortgages can refinance to a new loan with mortgage insurance to avoid rising payments.

Reverse Mortgages

With a reverse mortgage, qualified senior homeowners age 62+ can convert a portion of their home equity into supplemental retirement cash flow. It provides seniors the financial security they need to stay at home and live independently—without having to sell their home, give up the title, or make monthly mortgage payments.