Fixed Deferred Annuity

Low Risk for the Long Term

A fixed deferred annuity offers a guaranteed fixed rate for a specific period of time and your principal is guaranteed never to decrease in value. Purchased with either a lump sum or in installments, your money has the chance to grow tax-deferred over a period of time before your payouts begin.

At the same time, your principal and interest is guaranteed based on the claims-paying ability of the issuing insurance company. And when your payouts begin, you can receive a guaranteed level of income for the rest of your life or for a period you select. You’ve worked hard over the years. Now’s the time to plan your retirement with confidence.

Surrender charges may apply.

Is a Fixed Deferred Annuity Right for You?

Below are some general reasons that may help you decide if a fixed deferred annuity is right for you.

You’re looking for a principal and a minimum interest rate guarantee
You’re looking for guaranteed payouts that can last your entire lifetime
You want a set monthly payout to cover living expenses, such as mortgage and utility payments
You do not want your account balance to vary with stock market fluctuations
You’re looking for tax deferral on your earnings
You want to be able to access your funds if the need to do so arises

To learn more about how a fixed deferred annuity can help you reach your retirement goals, contact your financial professional. Or, you can call us toll-free at: 888 GENWORTH (888 436.9678).