Mortgage Insurance

Open the Door to Your New Home—Sooner, Safer, Smarter

A loan with mortgage insurance may be the safest, most affordable option to help you achieve the dream of homeownership. Mortgage insurance allows you to responsibly buy a home years sooner, even if you have a low down payment. And after closing, if a financial setback occurs, our innovative HomeOpeners^®products and services can help keep you secure in your home.

Mortgage Insurance advantages for homebuyers:

Competitive monthly payments
Steady monthly payments that never increase
Mortgage insurance premiums are tax deductible¹
In a few short years, monthly mortgage insurance may be cancelled, reducing payments even further
Avoids the hassles and higher interest rates of a second loan
Enjoy the simplicity of one loan, one payment and a shorter term commitment than a second mortgage

HomeOpeners Makes Genworth Mortgage Insurance the Smart Choice

With Genworth Mortgage Insurance, you may be able to take advantage of our HomeOpeners products, which can help keep you secure in your home, even if times get tough. Ask your lender for information about these Genworth products:

Job Loss Protection

Job Loss Protection gives you a safety net and can make your mortgage payment if you become involuntarily unemployed. And it comes at no additional cost for loans insured by Genworth Mortgage Insurance.

Counseling Saver

Our Counseling Saver product provides a mortgage insurance discount when you receive eight hours of pre-purchase classroom homebuyer education on budgeting, personal finance, and homeownership.

Homeowner Assistance Program

In times of financial hardship, our Homeowner Assistance Program is here to help. Genworth professionals work one-on-one with you and your lender to structure a loan workout and help keep your dream of homeownership safe.

Homebuyer Privileges

Get discounts and rebates - valued up to $3000 - on the things you need most for your new home. Ask your lender if they participate in Genworth’s Homebuyer Privileges program.

Learn more about the home buying process and the mortgage insurance products and services we offer at www.HomeNOW.com

Or contact Genworth's Mortgage Insurance ActionCenter^® by calling toll-free: 800 444.5664

You can also e-mail us at Action.Center@Genworth.com

Mortgage insurance discussed in this website is underwritten by Genworth Mortgage Insurance Corporation (in all states except New York) and Genworth Residential Mortgage Insurance Corporation of North Carolina (in New York).

1. Subject to certain income limits. Check with a tax advisor for details.