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• Life Insurance

Protection Options For Your Needs and Budget

Life insurance provides financial security for your loved ones when they need it most. With the right planning, you can help ensure your family’s finances are protected if you aren’t there to provide for them. 

The death benefit from a life insurance policy can help replace income, pay expenses, and help achieve your family’s financial goals after your death, including:

• Mortgage or rent payments 
• College savings/tuition for your children
• Monthly bills, expenses and childcare costs
• Auto loans, credit card balances and bank loans 
• Retirement funding for your surviving spouse
• Funeral expenses, estate taxes and final medical expenses

Life Insurance Products

The key types of life insurance products are term life insurance and universal life insurance. 

Term life insurance is typically the most economical kind of life insurance. It is usually purchased for limited periods, typically 10, 15, 20, or 30 years. The Genworth Financial companies no longer sell term life insurance, except for term insurance for group term carve-out situations.

The Genworth Financial companies offer an affordable, flexible-premium alternative to term life insurance. It is a universal life insurance product that is priced comparably to term life insurance for typical term life insurance periods of 10, 15, 20, and 30 years. Request a quote. 

Universal life insurance is a flexible kind of life insurance that provides a death benefit and also has the potential to accumulate tax-deferred cash value. The policyholder has the right to borrow or withdraw from any available cash value and, within certain limitations, can make coverage and premium adjustments. Request a quote. 

Please see your financial advisor today to discuss how the Genworth Financial companies’ innovative products can solve your insurance needs. 

Or give us a call at toll-free: 888-GENWORTH (888 436.9678).