The Cost of Waiting

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Why Buy Long-Term Care Insurance?


Putting off purchasing long-term care insurance until tomorrow might seem like a way to save money today. Yet every day you wait, the costs increase – as does missing the chance to get insured altogether.

Playing the Waiting Game - When Should I Buy?

Generally, the amount you pay for insurance is based on your age and health. And don't forget inflation: Every year, long-term care costs rise; and while you wait, the amount you will pay for insurance continues to get more expensive.

The longer you wait, the more you risk: 

  • Paying more for insurance 
  • Paying more for care 
  • Getting sick or injured without insurance 
  • Becoming unable to get insured

By being proactive now and making a plan that may include long-term care insurance you help protect your future. This enables you to maintain your independence, financial security and sense of well-being.



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114284B 11/19/10

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