Medicare Supplement Insurance

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Cover the Costs That Medicare Doesn’t

Medicare provides beneficial coverage for health related expenses but, at the same time, leaves gaps that you either pay for out-of-pocket or with private insurance. A Medicare Supplement (also called Medigap) insurance policy is a health insurance policy sold by a private insurance company to help fill in those gaps.

With Medicare Supplement insurance: 

  • There are no restrictive networks; you control and choose the physicians, specialists, and hospitals that you trust for your care
  • You can go directly to the physicians you choose without pre-certifications and 
    pre-approvals 
  • The benefits offer predictability and stability as the plans are standardized by the government 
  • You have coverage that helps with deductibles, copayments, and coinsurance

The Medicare Supplement Insurance Minimum Standards Model Act has been modernized in an effort to better meet the needs of consumers. The revisions to the model include some changes to the 1992 standardized plans and their benefits, as well as, the addition of new plans and benefits, effective June 1, 2010. The Guide to Health Insurance for People with Medicare can help consumers understand: 

  • What a Medicare Supplement policy is 
  • What’s new in 2010 
  • What a Medicare Supplement policy covers 
  • The right to buy a Medicare Supplement policy 
  • How to buy a Medicare Supplement policy 

For a copy of the Guide to Health Insurance for People with Medicare, click here.

Learn more about the senior supplemental insurance products that we offer 
at www.cont-life.com.


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