TOTAL LIVING COVERAGE®

universal life insurance with long term care benefits

Total Living Coverage (TLC) —
Leverage, Control and Asset Protection

Ideal for the higher net-worth client who understands the need for planning for long term care, TLC provides control of assets, protection for beneficiaries and access to best-in-class long term care benefits if needed.

See the value:

• Leverage – up to six times or more the initial premium in long term care benefits
• Benefits – long term care benefits, a death benefit for beneficiaries, a residual death benefit if the total specified amount is used for long term care costs and an optional 15-year return of premium
• Ease of doing business – ask about our TLC ExpressApp^SM process and TLC Express Quote. We also offer dedicated underwriting and sales support.

More Information:

• Product Information
• Underwriting Guidelines
• State Approvals
• Annotated Application
• Forms
• Competitive Information

Find out how you can show your clients some TLC!
Contact us at 800 354.6902

46672 10/08/08

FOR PRODUCER USE ONLY. NOT TO BE REPRODUCED OR USED WITH THE PUBLIC.

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