2011 Fall Enrollment

• 2011 Fall Enrollment
• Key Dates
• Enrollment Meetings
• Enrollment Materials
• Frequently Asked Questions

Fall Enrollment October 10 - November 18, 2011

The 2011 Fall Enrollment period is being held for those employers- local governments/municipalities, schools/school boards & other entities - who have not participated in any of the previous enrollments.


Eligibility

Employees:

• Actively at work full-time or part-time employees of any participating Virginia school division, city, county, town or political subdivision who work at least 20 hours per week. 

• Terminated employees of any employer participating in a retirement plan administered by VRS (regardless of whether or not the employee participates in the VRS administered retirement plan) who:
-  Have five or more years of service
-  Are not active employees or retirees of any local government or school system in the Commonwealth of Virginia.

Retirees of: 

-  The Commonwealth of Virginia
-  Virginia Public Institutions of Higher Education
-  Any school division, city, county, town or political subdivision that participates in one of the retirement plans administered by VRS
-  Any school division, city, county, town or political subdivision that does not participate in any of the retirement plans administered by VRS but has elected to participate in the Commonwealth of Virginia Voluntary Group Long Term Care Insurance Program.

Eligible family members, ages 18 through 79, include: 

- Spouse and Retiree Spouse 
- Adult Children 
- Parents, Parents-in-law, Step Parents, Step Parents-in-law 
- Grandparents, Grandparents -in-law, Step Grandparents & Step Grandparents -in-law

The Offer 

• Active and terminated employees, retirees, and their eligible family members will have the opportunity to learn about the Commonwealth of Virginia Voluntary Group Long Term Care Insurance Plan. 

• Actively at work employees - eligible to participate in this special fall enrollment - under the age of 80 may enroll for coverage without evidence of insurability during the initial enrollment period. 

• Spouses - eligible to participate in this special fall enrollment - under the age of 66 can apply for coverage with streamlined underwriting during the initial enrollment period. 

• Eligible family members may apply subject to underwriting requirements. 

• Retirees may apply subject to underwriting requirements.

• Those eligible can visit the VRS dedicated website and apply online or submit a paper application.

Enrollment Choices

1. Monthly Benefit – The maximum amount the plan will reimburse each month for covered long term care expenses. 

2. Total Coverage Amount – The total amount of coverage available to pay covered long term care expenses for the life of the coverage. 

3. Benefit Increase Option – An option that increases coverage over time to help keep up with the potential rising care costs. 

4. Modal Premiums - Premium payment frequency options are available. Total cost per year may be less based on the payment frequency participant selects (for example, if participant selects quarterly, semi-annual or annual payment frequency instead of monthly).

Benefits of Enrollment 

• Active and terminated employees, retirees, and  eligible family can visit the VRS dedicated website and learn more about long term care and the options available to them. 

• Actively at work employees - eligible to participate in this special fall enrollment - under the age of 80 may enroll for coverage without evidence of insurability only during the enrollment period. 

• Spouses  - eligible to participate in this special fall enrollment - under the age of 66 can apply for coverage with streamlined underwriting only during the enrollment period.



For use by The Commonwealth of Virginia Voluntary Group LTCI Program Benefit Administrators only. Not for public use or distribution.