Spring Enrollment

Initial Enrollment - March 22, 2010 - May 21, 2010

Employees of Employers who participated in Spring Enrollment are still eligible to apply for coverage in the program, however are subject to full medical underwriting requirements.  Eligible new hires who apply within their 60 day window are eligible for no medical underwriting.  Their spouses under the age of 66 are eligible to apply with streamlined underwriting.

Eligibility

Employees: 

• Actively at work full time or part time Commonwealth of Virginia employees who work at least 20 hours per week. Actively at work full time and part time employees and faculty (including adjunct) of Virginia Public Institution of Higher Education who work at least 20 hours per week. 

• Actively at work full-time, part-time or other employees as determined and defined by any participating Virginia school division, city, county, town or political subdivision. 

• Terminated employees of any employer participating in a retirement plan administered by VRS (regardless of whether or not the employee participates in the VRS administered retirement plan) who:
-  Have five or more years of service
-  Are not active employees or retirees of any local government or school system in the Commonwealth of Virginia.

Retirees of: 

-  The Commonwealth of Virginia
-  Virginia Public Institutions of Higher Education
-  Any school division, city, county, town or political subdivision that participates in one of the retirement plans administered by VRS
-  Any school division, city, county, town or political subdivision that does not participate in any of the retirement plans administered by VRS but has elected to participate in the Commonwealth of Virginia Voluntary Group Long Term Care Insurance Program.

Eligible family members, ages 18 through 79, include: 

- Spouse and Retiree Spouse 
- Adult Children 
- Parents, Parents-in-law, Step Parents, Step Parents-in-law 
- Grandparents, Grandparents -in-law, Step Grandparents & Step Grandparents -in-law

The Offer
• Active and terminated employees, retirees, and their eligible family members will have the opportunity to learn about the Commonwealth of Virginia Voluntary Group Long Term Care Insurance Plan. 

• Actively at work employees under the age of 80 may enroll for coverage without evidence of insurability during the initial enrollment period. 

• Spouses under the age of 66 can apply for coverage with streamlined underwriting during the initial enrollment period. 

• Eligible family members may apply subject to underwriting requirements. 

• Retirees may apply subject to underwriting requirements.

• Those eligible can visit the VRS dedicated website and apply online or submit a paper application.

Enrollment Choices

1. Monthly Benefit – The maximum amount the plan will reimburse each month for covered long term care expenses. 

2. Total Coverage Amount – The total amount of coverage available to pay covered long term care expenses for the life of the coverage. 

3. Benefit Increase Option – An option that increases coverage over time to help keep up with the potential rising care costs. 

4. Modal Premiums - Premium payment frequency options are available. Total cost per year may be less based on the payment frequency participant selects (for example, if participant selects quarterly, semi-annual or annual payment frequency instead of monthly).


Key Dates
• Initial Enrollment Campaign began in March 2010. 

• Prior to the Campaign announcements were made in VRS publications, posted on the VRS website and information sent to those eligible. 

• After the campaign kickoff, those eligible will receive direct mail informing them about enrollment. 

• This limited-time offer ended May 21, 2010.

For use by The Commonwealth of Virginia Voluntary Group LTCI Program Benefit Administrators only. Not for public use or distribution.