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Products / Long Term Care Insurance / Get the facts /
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Select a state*

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Long term care (LTC) insurance benefits vary by state. Please select your state of residence below.

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.


Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Genworth does not currently offer individual long term care insurance in
New Hampshire.

Visit www.genworth.com  to view other products and services that may be available in your area.

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Long term care (LTC) insurance benefits vary by state.  Please select your state of residence below.

Go
or visit Genworth.com.

*Information may not be available for all states.

*Information may not be available for all states.

This is a solicitation of insurance. By responding, an insurance agent/producer will contact you.

*Information may not be available for all states.

California Residents -View sample policy forms here

  • Privileged Choice Flex California Partnership Sample Policy 7037D
  • Privileged Choice Flex California Sample Policy 7052CA

*Information may not be available for all states.

*Information may not be available for all states.

*Information may not be available for all states.

*Information may not be available for all states.

*Information may not be available for all states.

The purpose of this communication is the solicitation of insurance. Contact will be made by an agent or insurance company.

Genworth does not currently offer individual long term care insurance 
in Hawaii.

Visit www.genworth.com to view other products and services that may be available in your area.

*Information may not be available for all states.

*Information may not be available for all states.

*Information may not be available for all states.

Genworth does not currently offer individual long term care insurance
in Massachusetts.

Visit www.genworth.com  to view other products and services that may be available in your area.

*Information may not be available for all states.

*Information may not be available for all states.

*Information may not be available for all states.

*Information may not be available for all states.

*Information may not be available for all states.

*Information may not be available for all states.

or visit Genworth.com.

*Information may not be available for all states.

Genworth does not currently offer individual long term care insurance 
in Vermont.

Visit www.genworth.com to view other products and services that may be available in your area.

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by Genworth Life Insurance Company of New York (Genworth), Administrative Office: Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

Long Term Care Insurance is underwritten by
Genworth Life Insurance Company (Genworth), Richmond, VA

ICC14-160222S 07/01/14
160222S 06/30/2014
129919SELCA 06/26/13
160222S 06/30/2014
160222S 06/30/2014
160222S 06/30/2014
160222SFL 10/07/14
ICC14-160222S 07/01/14
129919SELHI 04/24/17
129919SELNAT 01/29/14
ICC14-160222S 07/01/14
ICC14-160222S 07/01/14
129919SELMA 12/01/2014
160222S 06/30/14
ICC14-160222S 07/01/14
160222S 06/30/2014
160222SNY 04/04/16
160222S 06/30/2014
160222S 06/30/2014
ICC14-160222S 07/01/14
129919SELVT 11/06/14

Contact an agent/producer

*Required field

, thank you for filling out the long term care insurance form request. You will be contacted shortly.

ICC14-160222L1 07/01/14

By completing the form above and clicking on the "Submit" button, I request that a Genworth Life Insurance Company insurance agent contact me by telephone, using the information I have supplied above, even if my phone number is on a Do-Not-Call list.

Long Term Care Insurance is underwritten by Genworth Life Insurance Company, Richmond, VA

This is a solicitation of insurance for policy form series ICC13-8000R1 and ICC13-8001R1. Not all policies are available in all states. Details about the cost, benefits, limitations and exclusions of these long term care insurance policies will be provided to you by a licensed insurance agent/producer. When you respond, an insurance agent/producer will contact you.

ICC14-160222L1 07/01/14

Contact an agent/producer
1-866-469-7902 Geotrust

Options for Long Term Care

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Options
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Types of long term care

There are many types of long term care available, from in-home services to 24/7 care at dedicated facilities.

Learn about long-term care options

Long term care refers to the support and services you might need for daily living or cognitive impairments, whether it's in your home or in a facility.

Long term care can be delivered in your home by:

  • Personal care assistants or companions who handle household tasks like cleaning, cooking, and running errands.
  • Home health aides who provide personal care like help with bathing and dressing.
  • Nurses who can support IVs, medications, and more complex health issues.

Long term care levels may include:

  • In-home care, which makes it possible for people to live in their own homes or to return to their homes by helping them complete household tasks that

they can't manage alone. Homemaker service aides may clean houses, cook meals, or run errands.

  • Adult day care, which offers social and therapeutic activities while you continue to live at home.
  • Assisted living facilities, which let you maintain much of your independence while providing on-site support for activities of daily living.
  • Nursing homes will give you more skilled and intensive care associated with supervision, medication, therapies, and rehabilitation.

Paying for long term care

When thinking about ways to pay for long term care, you will find five categories of funding options. It is important to prepare for long term care events to avoid being forced to make a hasty decision or having limited choices.

  1. Public programs

    Medicare can help pay for some long term care expenses and many people think that it will cover all of their long term care needs. Generally, Medicare will not pay for services for chronic conditions that require ongoing care.

    Medicaid pays for certain health services and nursing home care for people with low incomes and limited assets. Eligibility is usually based on income and personal financial resources. So, to qualify for Medicaid you may have to spend down your assets. The specifics vary by state. See how you can pay for long term care today.

  2. Private or family support

    Your family or loved ones could provide long term care. However, you should consider the numerous physical, financial, emotional and geographic circumstances that may have a significant impact on caregivers and their families.

  3. Other forms of insurance

    Generally, disability insurance replaces lost income to cover basic living expenses like rent, food, and clothing. Health insurance covers part of the cost for hospital stays, prescription drugs, and doctor's visits but it may not help with the cost of long term care services associated with the activities of daily living, such as bathing or using the restroom.

  4. Self-funding

    While decades of savings may help you accumulate money to pay for long term care, you may not have decades to save before an event occurs. Saving for long term care may provide flexibility, but saving enough to cover long term care expenses may be more difficult than you think.

  5. Long term care insurance

    Long term care insurance may give you the option to have a voice in the care you receive. See what you can expect to pay for long term care in {STATE}.

Learn more about long term care costs

*Individual stories and quotes are fictitious and are used for demonstrative purposes only.

1 Benz, Christine. "40 Must-Know Statistics About Long-Term Care. MorningStar®, 9 Aug 2012.

Long Term Care Insurance is underwritten by Genworth Life Insurance Company, Richmond, VA

Print
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Long term care

Myth #21

Long term care insurance is too expensive to buy.

How much does it cost?
Go to /content/americas/us/consumer/public/secondary/long-term-care-insurance/ak/make-a-plan.html

Did you know?

12 million: Number of Americans expected to need long term care by 2020.1

Plan your future today

129919GTFNAT  11/26/13

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Our financial products are offered/underwritten by one or more of the following:
Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation; Genworth Financial Mortgage Insurance Pty Limited; Genworth Financial Mortgage Insurance Limited; Genworth Residential Mortgage Insurance Corporation of NC; Genworth Financial Assurance Corporation.

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