Long Term Care Insurance
What does long term care insurance cover?
It is important that you understand what services your long term care insurance policy covers and how it covers the many types of long term care services you might need to use. Depending on your plan of care policies may cover the following:
- Nursing home care
- Home health care
- Respite care
- Hospice care
- Personal care in your home
- Residential care facilities
- Adult day care centers
What does long term care insurance not cover?
All long term care insurance policies have limitations and exclusions. It's best to review these with a licensed insurance agent.
Covering the gap
Depending on your plan of care Long term care insurance policies may provide choices and flexibility for your long term care needs. The cost of a long term care insurance policy depends, in part, on the type and amount of services and benefits you choose to cover, your age, and your health.
Long Term Care Insurance is underwritten by Genworth Life Insurance Company, Richmond, VA
This is a solicitation of insurance. By responding, an insurance agent will contact you. Details about the cost, benefits, limitations and exclusions of these long term care insurance policies will be provided to you by a licensed insurance agent.