LTC Insurance Calculator

How much could long term care insurance cost?

The cost of long term care insurance will depend on the coverage you choose. Your premium is based in part on your age, the length of time you want to be covered for care, your health, the elimination period, and the maximum dollar amount you will be reimbursed for care. This long term care insurance calculator will give you an annual premium estimate to gauge the potential cost of long term care insurance coverage.

This calculator provides estimates only and is for illustrative purposes. Premiums shown are not guaranteed. If you have any questions, contact an agent/producer or call 1-866-469-7902.

Calculate a premium estimate for {STATE}.Calculate a premium estimate for {STATE}.

Choose your gender, age, benefit multiplier (the number of years you want benefits to be paid) and daily maximum to the left to calculate your annual long term care premium estimate. This calculator provides long term care insurance premium estimates for {STATE} only, and assumes a 90-day elimination period.

Policy Type
  1. Individual 1
    Individual 2

Did you know?

According to the Genworth 2015 Cost of Care Survey, the national median annual cost for long term care ranges from $44,000 to $91,2501 depending on the type of care needed. Assuming the average stay in a nursing home is three years, costs can easily surpass $270,000 for the entire long term care event.

Learn how long term care insurance may help cover your long term care needs. To speak with an agent/producer, call 1-866-469-7902 today or request a free long term care consultation.

Genworth 2015 Cost of Care Survey, conducted by CareScout® April 2015. Based on median annual cost, which vary among states. CareScout is a Genworth company.

*Individual stories and quotes are fictitious and are used for demonstrative purposes only.

Long Term Care Insurance is underwritten by Genworth Life Insurance Company, Richmond, VA

This is a solicitation of insurance for policy form series ICC13-8000R1 and ICC13-8001R1. Not all policies are available in all states. Details about the cost, benefits, limitations and exclusions of these long term care insurance policies will be provided to you by a licensed insurance agent/producer. When you respond, an insurance agent/producer will contact you.


I have great major medical, but that won't help much if I need long term care. I need to look for a way to fund care that won't mean tapping into my savings.*

Request a free long-term care consultation

Did you know?

Choice is a wonderful thing. See where long term care insurance stacks up against other types of long term care funding.

ICC-160222C 10/02/14