What does Medicare cover?
Medicare will pay the cost of some skilled care in an approved nursing home or in your home. The skilled nursing facility (SNF) benefit only covers you if a medical professional says you need daily skilled care after you have been in the hospital for at least three days and you are receiving that care in a nursing home that is a Medicare-certified skilled nursing facility. While Medicare may cover up to 100 days of skilled nursing home care per benefit period when these conditions are met; after 20 days $128 per day.
What does Medicare not cover?
Covering the gap
Medicare may not be the appropriate solution when paying for long term care services. Long term care insurance can provide more choices and gives you the flexibility to meet your long term care needs. See how Genworth can provide a comprehensive long term care insurance policy.
*Individual stories and quotes are fictitious and are used for demonstrative purposes only.
1 Long Term Care Claims Experience Data for Genworth Life Insurance Company and affiliates - December 1974 through March 2014.
Long Term Care Insurance is underwritten by Genworth Life Insurance Company, Richmond, VA
This is a solicitation of insurance for policy form series ICC13-8000R1 and ICC13-8001R1. Not all policies are available in all states. Details about the cost, benefits, limitations and exclusions of these long term care insurance policies will be provided to you by a licensed insurance agent/producer. When you respond, an insurance agent/producer will contact you.