The estimated premium(s) shown is based on the Daily Maximum and Benefit Multiplier Maximum that you selected. The estimated premium assumes a 90 Service Day Elimination Period, 100% Home & Community Care coverage and 100% Assisted Living Facility coverage; it does not include the cost of additional riders such as inflation protection.
Other Benefit Multipliers, Elimination Periods and benefit increase options may be available depending on the coverage offered. Premiums are not guaranteed and are subject to change.
The estimated premium(s) shown is based on individual policy form series ICC13-8000R1 and ICC13-8001R1 with the Daily Benefit Amount and Benefit Multiplier Maximum that you selected. The estimated premium does not include the cost of additional riders and assumes a 90-Day Elimination Period, 100% Assisted Living and 100% Home & Community Care coverage. Other Benefit Multipliers, Elimination Periods and benefit increase options may be available depending on the coverage offered. Premiums are not guaranteed and are subject to change.
For a policy to be issued, an application is required and it must be approved by the insurance company. Insurance benefits are subject to the terms of the issued policy, including benefit eligibility, exclusions and other limitations. Click here to see the exclusions and limitations that apply in most states for this policy form series.
This is a solicitation of insurance. When you respond, an insurance agent/producer will contact you. Not all policies are available in all states. Details about the benefits, cost, limitations and exclusions for these long term care insurance policies will be provided by a licensed insurance agent/producer.
You are encouraged to speak with an insurance agent/producer who will help you design an insurance plan to meet your needs. Although premiums are calculated on an annual basis, premiums may be paid on a more frequent basis throughout the coverage year. Premiums paid more frequently than annually (e.g., monthly, quarterly or semi-annually), will incur additional charges. The more frequent the premium payment mode, the more charges you will incur. For more information, please refer to the Modal Premium Disclosure in the policy or certificate.
