Long Term Care Insurance
It is important that you understand what services your long term care insurance policy covers and how it covers the many types of long term care services you might need to use. Policies may cover the following:
- Nursing home care
- Home health care
- Respite care
- Hospice care
- Personal care in your home
- Services in assisted living facilities
- Services in adult day care centers
- Services in other community facilities
What does long term care insurance not cover?
All long term care insurance policies have limitations and exclusions. It's best to review these with a licensed insurance agent/producer.
Covering the gap
Long term care insurance policies may provide choices and flexibility for your long term care needs. The cost of a long term care insurance policy depends, in part, on the type and amount of services and benefits you choose to cover, your age, and your health.
How will you cover long term care needs? To speak with an agent/producer,
*Individual stories and quotes are fictitious and are used for demonstrative purposes only.
1 Long Term Care Claims Experience Data for Genworth Life Insurance Company and affiliates - December 1974 through December 2015.
Long Term Care Insurance is underwritten by Genworth Life Insurance Company, Richmond, VA
This is a solicitation of insurance for policy form series ICC13-8000R1 and ICC13-8001R1. Not all policies are available in all states. Details about the cost, benefits, limitations and exclusions of these long term care insurance policies will be provided to you by a licensed insurance agent/producer. When you respond, an insurance agent/producer will contact you.
I never thought I could afford insurance for long term care. But when I considered what funding care myself could cost, insurance was really the affordable, sensible approach.*”
Did you know?
Over $13 Billion: Total Claims paid by Genworth's long term care insurance business since 19741.