Protect Your Retirement Savings Plan

You've earned it. Now protect it.

The very definition of retirement has changed: at what age people retire, how they live their retirement lifestyle, and certainly, how they fund retirement.  In the past, a typical retiree counted on Social Security and company pension plans to ensure they had enough money to live in relative comfort.  With the all-too-recent financial crisis, the uncertain future of Social Security, and the decline of pension plans, those considering retirement are realizing they will increasingly need to create their own plan to fund the retirement they desire. Annuities can be an invaluable tool to use when crafting that plan.

Many people believe annuities are complicated. However, the basic concept of an annuity is

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actually very simple: You give money to an insurance company and in return they give you a guaranteed stream of income for a specific period of time or even for life. In addition, deferred annuities can guarantee you a rate of interest. Further, one of the biggest advantages of deferred annuities offer is that they allow you to accumulate an amount of money while deferring paid taxes. Learn more here.


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Annuities can play a key role in planning for retirement. They can supplement income from Social Security or pensions, help you accumulate assets for retirement, create predictable guaranteed lifetime income, and cover essential retirement living expenses. In other words, annuities can provide certainty in an uncertain world.

*It is important to understand the features and benefits of any annuity you may purchase. And remember that all guarantees are subject to the claims paying ability of the issuing insurance company.

155624B 05/02/13

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