Linked Benefits: A Powerful Combination

Protect yourself. Preserve your legacy.

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Do you want to have protection no matter what happens in your life? Do you want to get maximum value for your money? Do you want a flexible policy that can change with your needs?

If you answered “yes” to any of the questions above, a Linked Benefits policy maybe the right insurance policy for you. A Linked Benefits policy is a unique life insurance product that allows you to protect your assets from a potential long term care (LTC) event and leave a legacy to your loved ones without having to purchase two separate policies. By paying an initial lump sum premium, you immediately create a death benefit for your beneficiaries and a pool of money to pay for covered long term care needs.

A Linked Benefits policy provides you with:

  • A guaranteed death benefit that is generally income tax free – your beneficiaries will receive a death benefit whether you use none, some or all of your LTC benefits
  • Value for your money – typically, your death and LTC benefits are significantly greater than your initial premium
  • Flexibility – no matter what happens in your life, you will have a guaranteed level of benefits

Linked Benefits can give you a sense of security about your financial future. Contact your financial professional today to learn more or call 888 436.9678.

146442 03/18/14